Work-Related Accidents in the South Bay
Eligibility for Workers' Compensation
If you have been injured in a work-related accident, you are most likely entitled to claim workers' compensation benefits. Virtually all employers in California are required by state law to carry workers' compensation insurance, a no-fault insurance which allows you to file a claim regardless of whether your employer is to blame for causing your accident. Provided that you did not cause your own injury through some type of willful negligence, you should be eligible for benefits.
Medical Benefits Through Workers' Comp
The benefits you can recover through workers' compensation can include payment for any and all medical treatment which you will require to make the maximum possible recovery. This can include payment for emergency medical treatment, hospitalization, surgery and physical therapy, as well as medication, prostheses, equipment such as a wheelchair and even mileage reimbursement for your travel to and from the doctor's office and the pharmacy.
Workers' Compensation Disability Benefits
You can additionally claim disability benefits to offset your loss of income during the period in which your injuries force you out of work. These include temporary disability payments which last until you are able to return to work, as well as permanent disability benefits in the event that your injuries prevent you from returning to work, whether it is a partial or total disability.
The amount of disability benefits is generally calculated at a rate of two-thirds of your average weekly wages, or based on a percentage of the degree to which you are now impaired. In the event that you have lost a loved one in an on-the-job accident, you can file a claim for death benefits in the amount of $10,000 for burial expenses, as well as up to $320,000 depending on the number of dependents in the family.
South Bay Workers' Compensation Attorney
You may be entitled to claim workers' compensation benefits, but there is no guarantee that you will receive the amount you deserve. Remember, the insurance company wants to pay you as little as possible in order to protect their bottom line, and they are likely to use any available excuse to reduce the value of your claim or to deny it outright. For example, they may dispute the validity of the claim by trying to demonstrate that your injury was not the result of a workplace accident, or they may try to demonstrate that your injuries are not as severe as you claim that they are. You need a South Bay personal injury attorney on your side to help you prepare your claim and to fight for your right to benefits. Contact us now at Layfield & Wallace, APC. We serve clients in Manhattan Beach, Hawthorne, Torrance, El Segundo, and Redondo Beach, and we are ready to take immediate action on your claim.